To manage on behalf of all Company's legal entities, credit risk management tasks and related accounts receivable, based on operational market principle.
Ensure credit master data setup for new and existing customers. Checking regularly that the customer master data is up-to-date, identifying inactive customers as well as carrying out deactivations by informing the responsible master data team and by changing the customer information in system.
Obtain necessary information needed and perform risk assessment, recommendation and documentation by using FIT for Credit and Company's system. Monitor credit risk of customers (limit usage, Company's Risk Rating, sales, etc.).
Perform credit analysis and give recommendation for credit limits included those under Market Principles on regularly basis
Provide decisions and transparency to stakeholders on credit risk management core processes such as reviewing customer risk, block order management, prolongation approval and debt collection.
Review, inform (by way of reporting and direct contact) and support the Business Units on delinquent accounts, disputes and unallocated funds and recommend solutions.
Proactively improve overdue debt with close monitoring; escalate to the credit manager if the customer’s overdue situation becomes worsened.
Support monthly reports preparation by providing feedback and/or following up with local BUs to collect feedback on or before deadline in compliance with reporting requirements.
Give guidance to the relevant stakeholders in areas of customer risk assessment and mitigation, business partnering, debt collection strategies, knowledge of trade and bankruptcy laws, customer visit - if applicable.
Participate or contribute to local BU strategy / business steering discussions in areas of key customer management, credit risk management and early warning signals.
Professional qualification in Finance (e.g. ACCA, CPA, etc.) or Bachelor’s degree in finance / Accounting or related disciplines
Working Experience: Minimum 3 years in Credit Management Function and/or Finance and Controlling.
Experience in credit analysis/ risk assessment/ credit review/ credit limit and/or in AR/ cash applications/ collections
Someone from commercial/ banking background is encouraged to apply
Business level of Japanese.
Good business acumen and good financial / qualitative analytical skills
Work with high self-motivation, high reliability and responsibility, dedicated for outstanding performance and passionate to drive team performance and innovation.
Excellent interpersonal skills, very strong project management skills, collaboration and communication skill, high integrity.
IT Skill: Microsoft Office 365 (Excel, PowerPoint, Outlook), SAP and Business Warehouse, Data Analytic tools (PowerPivot, PBI, Tableau), interested in digitalization trend.