JOB RESPONSIBILITIES:
Perform comprehensive and timely credit risk assessments for SME and Corporate applications
Recommending risk mitigation strategies to support informed credit decisions while safeguarding the Bank’s asset quality.
Ensure adherence to the Bank’s credit policies, regulatory requirements, and internal guidelines, balancing business growth with prudent risk management.
Support enhancements to the Bank’s credit and risk management framework, including policy updates, process improvements, and system upgrades.
Respond promptly to requests from Lending Units and Branches within agreed turnaround times.
Collaborate with Lending Units and Branches to identify and mitigate credit risks; serve as a key advisor on credit structuring and risk mitigation strategies.
Provide coaching and guidance to Lending Units and Branches to strengthen credit quality and risk awareness.
Undertake additional responsibilities as assigned by the Head of Credit Evaluation Department and/or Senior Management
JOB REQUIREMENTS:
Bachelor degree in banking, accounting or equivalents from a reputable university
Minimum of 5 - 8 years of banking/ financial institution experience in credit analysis or loan origination.
Good interpersonal and communication skills, with the ability to interact with all levels of staff and Senior Management.
Strong credit analytical skills and sound business acumen.
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